How to explain actuarial exams to someone else
Tell them you're taking a graduate-level course and:
1. There is no teacher.
2. You never have class.
3. Your classmates are some of the top analytical minds in the world.
4. There is only one exam.
5. 60% of the class will fail.
6. The class is only offered once a year.
7. Repeat that very same process 10 times.
8. Oh, and you're competing against the top 40% from the previous class.
Most people get that. And then they shut up.
1. There is no teacher.
2. You never have class.
3. Your classmates are some of the top analytical minds in the world.
4. There is only one exam.
5. 60% of the class will fail.
6. The class is only offered once a year.
7. Repeat that very same process 10 times.
8. Oh, and you're competing against the top 40% from the previous class.
Most people get that. And then they shut up.
Movies VS Politicians
I was shocked this morning to see the news where Mahathir relates 911 attacks with James Cameron. He just reminded me of my hatred for silly politicians.
In my last Law and Econ class, my professor adressed a very good point in class, "As an economist, our job is the figure out the most efficient way in carrying out a policy, but fairness and other factors are being taken into consideration by the legislators and politicians, and hence the decisions are not always efficient"
When he mentioned about "other factors", I also see two words: corruption and stupidness.
If a politician is so smart enough to be able to judge a country from a movie, I think he must have no problem to differentiate fantasy and reality.
I just feel bad for James Cameron that his piece of artwork that took so many years to finish are being judged as a tool that can be used to take down his country. I know James Cameron don't give a damn, and he would be laughing to ask if the maniac who said this are retarded or having some psych problems...
It is just another joke of the day, from one of the highly honored person with the title "Tun" in the country. If all the "Tun"s have such smart brains, the "Datuk"s and all the good friends that are leading us to decide on the policies must be bringing us to Holland(Cantonese), Hurray! Malaysia Boleh!
In response to refute Mahathir's comment, I posted a link of the making of Avatar here:
鄭丁賢‧夢醒時分
2009-12-02 20:49
你是否和我一樣，發覺身邊的親戚和朋友，似乎少了許多。
以往接近過年時，各種聚餐排得滿滿的，而今年，似乎沒聲沒息。
即使是平常日子，電話少了，與大家見面也少了。
也許，大家各忙各的；或者，目前流行“宅生活”，儘量避免出門。
也不盡然如此。再想一想，很多老友和親戚，已經不在了。嗟！大吉利是，他們都還好好的，只是離開了馬來西亞。
老余
去了中國大陸開工廠；王子不做工程師，移民到澳洲開小食檔；阿風離開本地大學，去香港做講師；青蛙去了台灣，開展事業第二春；還有的到了美國、英國，唔，還有去印尼的……。
起初，以為這只是個別現象，逐漸的，旁人也有同樣發現；原來，這不是個別現象，而是社會現象；這不是少數，而是相當大的數目。
外交部早前披露了一個數字，說明這個現象是多麼真實，多麼貼近。
從去年3月到今年9月，已經有30萬大馬人移民他國；其中20萬人是今年1月到8月出走的數目。
累積下來，已經有超過200萬大馬人移民，接近今天印尼外勞在大馬的人口。
不同的是，移居他國的大馬人，多是專業人士、中產階級。
他們有很多出走的理由，追求事業發展，為了孩子前途，尋找個人更大空間……，概括一句：對馬來西亞失望。
50年前，大家說，馬來西亞真好，好過香港，甚至日本。
30年前，大家說，馬來西亞還不錯，比得上韓國、台灣（不提香港和日本了）。
20年前，大家說，馬來西亞還可以，至少超越中國、泰國（不能和台、韓比了）。
10年前，大家說，馬來西亞再差，還不至於像越南、印尼（中國已是不同級別）。
今日，越南和印尼的經濟成長率遙遙領先大馬，社會活力和知識發展也勝過一籌；距離愈來愈近了。
怕甚麼，還有菲律賓和柬埔寨、緬甸。
但是，一位經濟學家最近到菲律賓考察之後，認為再過20年，大馬可以取代菲律賓，出口馬籍女傭到全世界了。
半個世紀以來，馬來西亞是在大宅院裡，用封建方式，分配祖宗家業，消耗社會資源，浪費和逼走人才；不談競爭力，忽略生產力，討厭績效制。
亞洲金融風暴來襲時，大馬把門關起來，以為避過一劫，有人還自我陶醉，自以為是天才策略。
然而，其它國家面對風暴，走出風暴，進行體質改革，跨步向前，登上另一個水平；大馬卻還在原地踏步。
馬來西亞，該醒一醒了。
Time is never enough
I am kind of speechless after seeing this product, but I have to agree with the fact that as the world is changing rapidly, time is never enough, and this trend of invention is definitely the future of the consumer products.
* Office furniture manufacturer Details’ Walkstation is an electric, height adjustable work station attached to a commercial grade treadmill with a maximum speed of 2 miles per hour, and is designed to allow office workers to burn up to 100 calories per hour without leaving their computer screens!
A journal to keep
Today, I made a decision, and learn another lesson, being a non-perfect human being
I never regret decisions I make, because all consequences are considered before it is done. I understand myself very well, and what I am capable of. But I have not getting to the point to fully utilize all my capabilities up until today in this campus. I understand it is not my fault, because I have done what I could. All success are built upon failures. I tried really hard to teach, to communicate with people that do not understand professionalism, who even think that emails are the worst way to communicate in the world.
Okay, when I wrote up until the last paragraph, I feel like I am wasting my time talking about those trash. It is not even worth at all for me to mention about coward that cannot handle his own club and let his mum to call me to talk. Dude, this is college, not your home.
My parents are not rich enough to leave me with any fortune. I had been looked down because of color and the old stinky car that my dad drove me to school. When I was a kid, this one guy even spitted on me just because he was rich and I am poor. But such discrimination never haunt me. In fact, I became stronger and wiser, and ended up where I dreamed to be... to study in America. I am not jealous with people that can buy 2 brand new BMWs for their sons, because I understand that the ultimate fortune is the wisdom in yourself.
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